Resources
FAQs, Checklists & Glossary
Use these resources to speed up underwriting and get cleaner term sheets.
Document Checklists
Copy/paste lists below into your email or CRM.
CRE Quick Checklist
- Address + property type + occupancy
- Purchase contract or payoff statement
- Rent roll + trailing 12 (if available)
- Entity/ownership details + experience
- Exit strategy + timeline
Business Funding Checklist
- Time in business + industry
- Monthly revenue estimate
- Recent bank statements (if available)
- Use of funds
- Existing debts (if any)
Receivables Checklist
- A/R aging report + top customers
- Sample invoices
- Payment terms
- Concentration (top customer %)
FAQ
How fast can I get funded?
Some programs can move in days; CRE timelines vary by docs and third-party items.
Do you work with credit challenges?
Yes—many programs focus on cash flow and collateral, but pricing/terms vary.
What is DSCR?
Debt Service Coverage Ratio. A measure of how well income covers debt payments.
What is LTV?
Loan-to-Value. The loan amount relative to the property’s value.
Glossary
- NOI: Net Operating Income
- Cap Rate: NOI ÷ Price (rough yield indicator)
- AR/AP: Accounts Receivable / Accounts Payable
- Stabilized: Consistent occupancy/income profile